Critical
Illness Insurance

When a critical illness affects a family, it can be overwhelming — both physically and financially

Having a financial cushion can help employees focus on getting back on track — without worrying about finding the extra cash to cover some of their expenses.

Basic Plan Features

With benefits that are simple to understand and easy to use, we’ll help you provide the right benefit plan for their needs. Our solutions provide:

Coverage for a range of medical conditions including heart attack, cancer, stroke, kidney failure, Alzheimer’s disease, and Coronary Artery Bypass Graft

Choice of issue age or attained age rate structures

No waiting periods between different covered conditions

Guaranteed coverage for employees, spouses, and children up to age 26

Benefit payments regardless of what’s covered by medical insurance

Lump-sum amount paid directly to the employee to spend as they choose

Portability for continuation of coverage

Why You Should Enroll

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Become an employer of choice with benefits like Critical Illness Insurance.

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Get more of our insights

Critical
Illness Insurance

When a critical illness affects a family, it can be overwhelming — both physically and financially

Basic Plan Features

Coverage for a range of medical conditions including heart attack, cancer, stroke, kidney failure, Alzheimer’s disease, and Coronary Artery Bypass Graft

Choice of issue age or attained age rate structures

No waiting periods between different covered conditions

Guaranteed coverage for employees, spouses, and children up to age 26

Benefit payments regardless of what’s covered by medical insurance

Lump-sum amount paid directly to the employee to spend as they choose

Portability for continuation of coverage

Additional Benefits Support

Employee benefits communication & education

Annual Rate Review

Open enrollment administration

Research employee benefits questions

Employee eligibility, change tracking & processing

Annual benefit comparison

Benefit plan premium reconciliation & payment

Automatic Payroll Deduction

Why You Should Enroll

Become an employer of choice with benefits like Critical Illness Insurance.

XcelHR | National Leader in Human Resources Services

Thank you for registering!

Want to see a demo?

Want to talk to a team member?

Get more of our insights

CriticalIllness Insurance

When a critical illness affects a family, it can be overwhelming — both physically and financially

Basic Plan Features

Coverage for a range of medical conditions including heart attack, cancer, stroke, kidney failure, Alzheimer’s disease, and Coronary Artery Bypass Graft

Choice of issue age or attained age rate structures

No waiting periods between different covered conditions

Guaranteed coverage for employees, spouses, and children up to age 26

Benefit payments regardless of what’s covered by medical insurance

Lump-sum amount paid directly to the employee to spend as they choose

Portability for continuation of coverage

Additional Benefits Support

Employee benefits communication & education

Annual Rate Review

Open enrollment administration

Research employee benefits questions

Employee eligibility, change tracking & processing

Annual benefit comparison

Benefit plan premium reconciliation & payment

Automatic Payroll Deduction

Why You Should Enroll

Become an employer of choice with benefits like Critical Illness Insurance.

XcelHR | National Leader in Human Resources Services

Critical
Illness Insurance