Group Accident Insurance
Accidents can happen anytime, anywhere and always when you least expect them.
What’s more, they can be costly. MetLife’s Group Accident Insurance offers coverage to your employees and their families to cover life’s unexpected events and is an economical way to supplement your current health care offering.
Group Accident Insurance provides coverage for specific accidental injuries and helps offset expenses not reimbursed by other types of insurance. It is not a replacement for traditional medical or disability income insurance, rather, it is a complement to these coverages.
Provides lump-sum payment when a covered person has medical services and treatments related to accidental injuries, such as certain doctor visits, ambulance transportation, medical testing and physical therapy
Helps protect employees’ savings from substantial unexpected expenses
Covers employees and their families for a wide variety of accidental injuries
Basic Plan Features
Coverage begins immediately – no waiting periods
Pay premiums through your payroll deductions
Payments paid directly employees
Employees can use payments as they see fit to cover medical expenses, household bills and more
Covers over 150 events
Events Covered
Injuries
- Fractures/Dislocations
- Concussion
- Coma
- Ruptured Disc
- Torn Cartilage in Knee
- Cuts/Lacerations
- Torn/Ruptured Severed Tendon/Ligament
- Broken Tooth
Medical Services & Treatments
- Air/Ground Ambulance
- Physician Follow-Up
- Transportation
- Medical Testing
- Therapy Services
- Pain Management
- Blood/Plasma/Platelets
- Inpatient Surgery
- Outpatient Ambulatory Surgery
- And more
Accidental Death
- Accidental Death
- Common Carrier
Hospital – Accident
- Admission
- Confinement
- Admission – ICU
- Confinement – ICU
- Inpatient Rehab Unit
Dismemberment, Loss & Paralysis
- Dismemberment & Loss
- Catastrophic Dismemberment & Loss
- Paralysis
Additional Benefits
- Lodging